Creditors have better memories than Debtors. Poor Richard (Benjamin Franklin) Buy Poor Richard's Almanack at Amazon Buy Poor Richard's Almanack at Amazon Read this proverb at the National Archives website Instagram sharing coming soon. Quote text and source copied to clipboard. Link to this quote copied to clipboard. More information about this quote Topic Lending Borrowing Author Poor Richard (Benjamin Franklin) Source Poor Richard's Almanack Medium Almanac Statement Type Proverbs, aphorisms and adages Language English Time 1736 1730s 18th century Era Colonial America Authentication Score 2 More information on Authentication Score coming soon. Citation Franklin, Benjamin. Poor Richard's Almanack. 1736. Citation text copied to clipboard.